Beginner's Guide to Points & Miles

This beginner-friendly guide explains:

• Welcome Offers: How to earn large point bonuses just by meeting a spending requirement.

• Credit Card Strategies: The best ways to pick cards based on travel goals and maximize rewards.

• Types of Travel Cards: The difference between brand-specific and flexible rewards cards.

• Annual Fees: Why some premium cards are worth the cost due to perks like lounge access and free hotel nights.

• Chase 5/24 Rule: A crucial rule that affects how often you can get Chase credit cards.

• Personal vs. Business Cards: How small business owners (even side hustlers) can boost their points earnings.

• Credit Score Impact: How responsible card usage can keep your credit score strong.

This guide is perfect for anyone looking to break into the world of travel hacking without confusion or costly mistakes.