Flexible Currency Credit Cards

  • Chase Sapphire Preferred

    Best Beginner Card

    Earn 60,000 points when you spend $4,000 in the first 3 months.

    5x on Chase travel

    2x on travel

    3x on online grocery purchases

    3x on dining

    3x on select streaming services

    $50 Chase hotel credit

    $95 annual fee

    Apply 

  • Capital One Venture X

    Best Card for Lounge Access

    Earn 75,000 points when you spend $4,000 in the first 3 months.

    Capital One Lounge access

    Priority Pass Lounge access

    5x-10x on travel through Capital One Travel

    2x on all purchases

    $300 travel credit

    $120 Global Entry/TSA Pre-check credit

    $395 annual fee

    Apply 

  • AMEX Gold

    Best Everyday Multipliers

    Earn 60,000 Membership Rewards when you spend $6,000 in the first 6 months.

    4x on dining

    4x on groceries

    3x flights

    $424 back in credits (Uber Eats, Grubhun, Dunkin Donuts, Resy)

    $325 annual fee

    Apply 

Co-Branded Cards

  • Southwest Rapid Rewards Plus

    Earn 30,000 miles plus a Companion Pass when you spend $4,000 in the first 3 months.

    2x on Southwest purchases

    10,000 Companion Fare Boost

    2 Early-Bird Check-Ins 

    25% back on in-flight purchases

    $69 annual fee

    Apply 

  • IHG

    Best for IHG Hotels

    Earn 170,000 when you spend $4,000 in the first 3 months.

    26x at IHG hotels

    5x travel, dining, gas stations

    3x on all purchases

    Anniversary free night

    Redeem 3 reward nights, get the 4th free

    Platinum Elite Status

    $50 United Travel Bank Credit

    $120 Global Entry/TSA Pre-check credit

    $99 annual feel

    Apply 

  • World of Hyatt Business

    Earn 60,000 points when you spend $5,000 in the first 3 months.

    9x on Hyatt Hotels

    2x rideshare, restaurants, airlines, gym memberships

    $100 annual hotel credit

    5 tier qualifying nights

    $199 annual fee

    Apply 

Business Cards

  • Chase Ink Business Cash

    Earn 35,000 when you spend $3,000 in the first 3 months and an additional 40,000 when you spend $6,000 in the first 6 months.

    5x on business categories

    5x on office supply stores

    $0 annual fee

    Apply 

  • Chase Ink Business Unlimited

    Earn 75,000 Ultimate Rewards points when you spend $6,000 in the first 3 months.

    1.5x on all purchases

    $0 annual fee

    Apply 

  • Chase Ink Business Preferred

    Earn 90,000 Ultimate Rewards points when you spend $8,000 in the first 3 months.

    3x on travel & business purchases

    $95 annual fee

    Apply